1. Terms
By accessing this Website, accessible from https://bnassociates.com, you agree to be bound by these Website Terms and Conditions of Use and agree that you are responsible for compliance with any applicable local laws. If you disagree with any of these terms, you are prohibited from accessing this site. The materials contained in this Website are protected by copyright and trademark laws.

2. Use License
Permission is granted to temporarily download one copy of the materials on BN Associates’ Website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

• Modify or copy the materials;

• Use the materials for any commercial purpose or for any public display;

• Attempt to reverse engineer any software contained on BN Associates’ Website;

• Remove any copyright or other proprietary notations from the materials; or

• Transfer the materials to another person or “mirror” the materials on any other server.

This license shall automatically terminate if you violate any of these restrictions and may be terminated by BN Associates at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in printed or electronic format.

3. Disclaimer
All the materials on BN Associates’ Website are provided “as is”. BN Associates makes no warranties, either expressed or implied, and hereby disclaims and negates all other warranties. Furthermore, BN Associates does not make any representations concerning the accuracy or reliability of the use of the materials on its Website or otherwise relating to such materials or any sites linked to this Website.

4. Limitations
BN Associates or its suppliers shall not be held liable for any damages arising out of the use or inability to use the materials on BN Associates’ Website, even if BN Associates or an authorized representative has been notified orally or in writing of the possibility of such damage. Some jurisdictions do not allow limitations on implied warranties or limitations of liability for incidental damages, so these limitations may not apply to you.

5. Revisions and Errata
The materials appearing on BN Associates’ Website could include technical, typographical, or photographic errors. BN Associates does not warrant that any of the materials on its Website are accurate, complete, or current. BN Associates may make changes to the materials contained on its Website at any time without notice. BN Associates does not, however, make any commitment to update the materials.

6. Links
BN Associates has not reviewed all of the sites linked to its Website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by BN Associates of the site. Use of any such linked website is at the user’s own risk.

7. Site Terms of Use Modifications
BN Associates may revise these Terms of Use for its Website at any time without prior notice. By using this Website, you agree to be bound by the then-current version of these Terms and Conditions of Use.

8. Your Privacy
Please read our Privacy Policy.

9. Governing Law
Any claim related to BN Associates’ Website shall be governed by the laws of the State of Tamil Nadu, India, without regard to its conflict of law provisions.

10.SMS and Text Communications

By providing your phone number, you agree to receive text messages from BN Associates. These messages may include service updates, promotional content, and other notifications.

• Message Frequency: Message frequency varies based on the type of communication.

• Message and Data Rates: Standard message and data rates may apply as determined by your mobile carrier.

• Opt–Out Instructions: You can opt out of receiving text messages at any time by replying ‘STOP.’

• HELP Information: For assistance, reply ‘HELP’ or contact us at support@bnassociates.com.

• Privacy Policy: Mobile information will not be shared with third parties for marketing or promotional purposes. For more details, refer to our Privacy Policy.